I Need Money Now | 12 Sure Ways To Get Cash Money

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Well…well… when you searched the internet for ‘getting money now’ or ‘earning money now’ the most common answers you would find would be doing paid surveys.

Honestly, I am not against doing paid surveys, it’s because they take time to complete and the pay is also less.

You definitely get paid to do surveys, however, doing a paid survey or driving people around with Uber does help you make money but it will take some time because not everybody can not be an Uber driver, nor can rent a room at Airbnb!

At the same time, there is a threshold – the withdrawable amount you have to reach with paid surveys… and that doesn’t solve your urgent need for money right now!

However, I do include doing paid surveys and testing websites as one of the sure ways to make money since all you need is a phone or computer and an internet connection. And you can do them in your spare time, or while you are waiting for someone.

You can watch the video version of this content or go ahead and read the whole post …

Here are quick and sure ways in which you can get cash in as soon as a few minutes or a couple of hours apart from paid surveys. Let’s talk about them in detail. 

#1. Take Instant Loans

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If you urgently need money now, the fastest way to get the funds you need is to take instant loans.

There are many instant loans giving apps funded by private financiers from which you can apply from your mobile phone and get the cash you need within a couple of minutes or hours.

There is no physical verification. All that is required is you just need to fill in a few information about you and your job, take clear pictures of the documents required or pdf form of the documents like salary slip, bank statement (if asked), and upload them. 

Then you need to enter your bank account details to receive the approved money. In India, the mandatory documents are PAN card and Adhaar Card.

There are few legit sites from where I took quick cash loans at some point in time. They do not charge beforehand. The approval rate is also high and you can apply on all platforms at the same time according to your requirements. You can check them out if you are in India.

  1. QuickCredit 

  2. Early Salary

  3. CASHe

  4. Stashfin

  5. LazyPay

  6. RupeeMo

  7. RupeeRedee

  8. CashBean

  9. MoneyView

  10. CashPost

Your creditworthiness will be determined almost instantly and you will be able to withdraw the approved credit within a few minutes.

However, these types of instant loans have high processing rates with a very high-interest rate that can be as high as 1% to 5% per day and have a shorter repayment period from 7 – 15 days on average. Moreover, the service fee they charge would be hefty – with all the charges, it will come around to a deduction of even up to 15% of your approved money.

One very important thing you need to keep in mind is if you are overdue on the repayment even for a day, no matter how small your loan amount might be, or if your payment is not updated, threatening calls or messages will be sent to your contacts. 

Another platform that gives instant loan is borrowing from peer-to-peer lending platforms. The process is the same as above.  apart from physical verification. 

These peer-to-peer lending platforms have individual lenders who invest their money for interest. The repayment will be done in EMIs per month.

If your CIBIL or CREDIT SCORE is good enough, the best choice would be to take a loan from any traditional bank with a much lower interest rate.

#2. Borrow From Your Friends Or Family Members

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If you have friends or family who are wealthy and willing to help you, there is no better option than to take from them as you need not pay any interest. So, you will be able to save some money.

If you are on good terms with someone who lends money, then you can also borrow from them to pay the interest every month for the money you borrowed until you are able to pay the whole amount. 

These private lenders charge interest rates between 3% to 10% per month which is higher than the bank rates but much lower than instant loans which charge up to even 5% per day!

#3. Sell Your Plasma Or Blood

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While some countries do not permit selling blood or plasma for money, in many countries, selling your plasma or blood is legal. You can make around $400 a month by doing so.

All you have to do is walk into the donor centers, passed the pre-requisite test and then you are good to go.

#4. Sell Your Stuff

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There are popular platforms like Craiglist, eBay, OLX (India) where you can sell your old and unused stuff which is in your attic or just lying at the corner of your house. It’s quite fast and easy because you literally can sell anything from A to Z.

I have sold many of my unused stuff like baby promp, cradle, Cooler, Window AC, etc in OLX.

All that is required is to take at least 3 good and clear pictures taken from different angles. Do not put pictures of the new ones which you will find on the net. 

You need to put the exact pictures of the things you are selling. Anything from books, toys, clothes to household furniture can be sold. The list is endless.

Make an account in one of those platforms, upload your images with the price, put your contact number. 

When you receive a call from the buyer, it’s up to you whether you want to deliver the stuff or want the buyer to collect it from you in person.

If possible, receive the payment in cash as there are many scammers who can fake false payments by sending you their ‘payment proofs’. 

I am more comfortable with the buyer collecting the pieces of stuff from my home and in return, I gave a little discount for transportation.

#5. Sell Gigs On Fiverr

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If you have some skills, you can register at Fiverr and see what is in demand. Any work offered in Fiverr is called ‘Gig’.

You can make professional thumbnails, videos, voiceovers, write resumes, graphic designs, logo design, website building, write for websites, etc. Check out Fiverr to see what you can do and sell for a price.

You won’t get much in the beginning as you need reviews and ratings to charge a higher amount. The initial gigs are mostly sold for $5 as the name suggested. Then as you gain more popularity and trust, you can increase your price gradually.

Remember this is not going to make you get a lot of money overnight. You need to continue giving your best consistently.

Accepted Payment Modes at Fiverr are:

  • Credit/Debit Card: You can make purchases using any major credit/debit card.
  • PayPal: You can pay with PayPal. You also have the option to connect your PayPal account with your Fiverr account for faster checkout. 
  • Apple Pay: If you are using Fiverr’s iOS mobile application, you can make purchases using Apple Pay (restricted to the countries where this feature is available).
  • Google Pay: If you are using Fiverr’s Android mobile application, you can make purchases using Google Pay (restricted to the countries where this feature is available).
  • Wire Transfer: An electronic payment service for transferring funds by wire. For example, through SWIFT, the Federal Reserve Wire Network, or the Clearing House Interbank Payments System. This payment method is currently available only to Fiverr Business clients.
  • iDEAL: iDEAL is an online banking payment method in the Netherlands that allows users to make payments using direct online transfers from their bank account.
  • GiroPay: GiroPay is an online banking payment method in Germany that allows users to make payments using direct online transfers from their bank accounts. 
  • Sofort: Sofort banking is a real-time bank transfer payment method that users based in Austria, Belgium, Germany, and Switzerland can use to transfer funds directly to merchants from their bank accounts.
  • Boleto: This payment method is available in Brazil, enabling offline cash payment for online services.

#6. Sell Your Images

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Stock images or photography can be any photos that are uploaded on sites like ShutterstockGetty Images, etc where users from around the world can upload their photography, either for free or paid licensing for other people to use.

A study shows that 66% of people are visual learners. Any information teaming with a good photo is much easier to remember. 

You need not necessarily be a professional photographer though. Some unique images which you took from your mobile phone can also be sold. So, there is no limit to the images you can consider selling as long as it’s originally from you.

#7. Be A Handyman

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You can take out time to be a helper or handyman to someone who is running his/her business and need a helping hand. If you have a good rapport, you can ask for 50% of an advance based on your payment agreement.

You can look out for workshops, woodwork stores, mechanic shops, plumbing, electrical works, etc.

#8. Ask For Advance Salary Or Raise In Your Salary

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You can directly ask for half of your salary in advance if you are in desperate need. It depends on your employer. However, considering your situation, your employer might be willing to give you an advance salary.

And if you think you have given your service dutifully and deserve a raise in your pay, do not hold back yourself to ask your employer for a raise in your salary. 

Maybe, your salary wasn’t raised because you haven’t asked for it. You can negotiate with your employer here. 

#9. Teach Online

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If you have expertise in any field or you knew something a little bit more than the average people, you can offer your service to teach someone who wants to know. 

You can set your price per hour or set the price for 24, 48 hours of teaching depending on the teaching you want to give. 

You can ask for 50% of the fee before you start it and then the remaining after the teaching is done. The best platform to offer your online teaching or course is Udemy.

Always try to over-deliver on what you are doing. By doing so, your students will quickly refer you to other people and your reputation will grow which will increase your income.

For example: If you know how to play the guitar well, you can offer to teach online. 

#10. Offer Consultation

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If you specialize in one field and is a degree holder or so and have a good communicative skill, you can offer your consultation for a price that is reasonable and affordable. 

Actually, consulting jobs are often overlooked by job seekers. On the contrary, consulting may very well be one of the most rewarding professions, if you are a good fit for the job.

As long as you are caring and focus on helping somebody out of their misery, you will gain prospects who came to you directly or being referred by your clients who have previously consulted you. 

As you master this art fluently, and your client increases, you can then increase your consultation fee.

#11. Testing Websites

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Do you know there are 1,295,973,827 websites in the World as of January 2020 and on average, 17 blog posts have been published EVERY SECOND? Yes, every second! That’s huge!

And many of these sites weren’t usable as they use terrible fonts and colors or have too many pop-ups which makes it irritable to focus and read the contents.

This is where you fit into! Because no business owner wants people to leave their sites and so they did so by paying other people to check and test their websites and give them positive or negative feedback in return.

You can be one of those people to test websites and get paid for your honest opinion! Sounds cool?

And all you have to do is simply browse through the website and take some notes.

For example, you surf through the site, aren’t able to find clickable links or find it hard to locate the links, or the pop-up seems to be odd, etc. You can give your feedback to them on your findings. 

The payments may not be that instant and fast. However, you can utilize your spare-time and earn gradually.

Payments are done with PayPal, Payoneer, Bank Transfer.

#12. Doing Paid Surveys

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Doing paid surveys is not the best option to make money quickly as most sites have a payment threshold in which you will be paid once it is reached only.

What may be more annoying would be after spending the first few minutes entering your info, you got a message that ‘You are not qualified for this survey’.

Another set back with doing paid surveys is, many surveys are not available in a particular country. 

If you are in western countries, you will have more opportunities for plenty of survey sites where you can earn money in your spare time. Payments are done mostly using PayPal, Payoneer, Bank Transfer.

Looking For A Permanent Solution?

If you want to have a sustainable online business looking for a permanent solution then check out Which Online Course Is Best To Make Money From Home. You won’t regret it!

I know what it is like to be in your shoes a few years back when I was struggling like you right now… Getting my hands on every shiny object which I can afford and laid my hands onto… 

Do you wanna know how much I earn?

It might shock you if I said, ” I got ZERO money” even after investing thousands of dollars and my time and energy. Yes, you heard me right, I got Zero money!

I don’t want you to struggle that much too. But, you sure do have to invest your time and some amount of money if you really want to create a lifelong passive source of income.

If you put in the efforts, you will definitely reap what you sow. That is the universal truth!

DISCLOSURE: This post may contain affiliate links, meaning I will get a small commission if you make a purchase through my links, at no cost to you. For more info, please read my Affiliate Disclaimer.

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